Ieva Sirmaca

Mortgage and Protection Advisor

Telephone - 07544 990489

Email - ieva@csmortgagesolutions.co.uk

Ieva graduated with a degree in Economics but soon moved into financial services. She started her career at Santander Banking Group and has since worked with other large financial institutions, including a market leading estate agency as a Senior Mortgage Consultant. Ieva has a wealth of knowledge across all types of mortgages. In addition to her experience in providing mortgage and protection advice, Ieva has also ample knowledge in processing mortgage cases, which is beneficial as she can share her experience on the process that takes place post advice. When Ieva isn’t busy seeking the best deals for her clients, she enjoys to travel and experience new cultures. Ieva has a great passion for cooking and enjoys cooking for friends and family, although she professes her culinary skills are not completely perfected. Ieva has a warm and flexible approach, and endeavours for a smooth and pleasant process for all her clients.



Lisa Harrison

Mortgage and Protection Advisor

Telephone - 07848 934038

Email - lisa@csmortgagesolutions.co.uk

Lisa has worked in Financial Services for more than 20 years. She started her career in pensions at Sun Alliance aged 16 and after facing redundancy at aged 18, she moved into mortgages at Yorkshire Bank, where she first trained as a mortgage adviser at the tender age of 19. People questioned whether she would be successful at it so young. Would she be taken seriously? Having bought her own home at 19, she knew the process and quickly showed that she had the maturity and problem-solving expertise to go on to be very successful. After taking a year out to travel South East Asia, Australia, and the South Pacific, Lisa joined Leeds Building Society and completed her CeMAP qualifications. She then realised that working for a single company had its drawbacks, as it limited her capacity in securing best deals for her clients. So, at just 25 years old. she set up her own mortgage brokerage, working alongside local independent estate agents and by word of mouth in the Yorkshire area. Lisa then took a break from advising, opting to teach the next generation of advisors whilst she got married and had her two children, Dylan and Megan. She returned to advising in 2015, where she met the rest of the team at a large estate agency network. Lisa has a wealth of knowledge in all areas of mortgages and the house-buying process, as she also advises on and arranges both personal and property protection products.



Siobhan Haran

Mortgage and Protection Advisor

Telephone - 07949 166825

Email - siobhan@csmortgagesolutions.co.uk

Siobhan started working in the finance industry shortly after leaving college. She quickly found an interest in finance and property and started her career working for Barclays Bank. Whilst at Barclays, she learnt a lot about the mortgage market and became a fully qualified mortgage advisor. From there, she worked for a market leading estate agency and was promoted to mortgage manager for her success and achievements. She has a vast knowledge of mortgages, protection and the house buying market. Anyone dealing with Siobhan will like her open, easy to understand, and caring approach. This helps you buy your dream home or investment property, while also helping you to save money through a remortgage.



Shamraze Ahmed

Mortgage and Protection Advisor

Telephone - 07889 996513

Email - shamraze@csmortgagesolutions.co.uk

Shamraze has overseen in managerial positions, the growth and success of businesses within both the retail and letting sectors. His success led him to operating a successful consultancy business, where he was in a position to share his expertise and knowledge with others. Shamraze has always had a keen interest in the world of finance, thus he set out to pursue a career in financial services in 2011. He swiftly attained his Diploma in Financial Planning, and has since attained the necessary qualifications for Mortgage & Protection Advice. Somewhat of a self confessed workaholic, but when he does find the time he likes to wind down with a book, a quick catch up with the latest television programmes or a game of snooker. If what you seek is a personalised, convenient and informative service then Shamraze will most definitely check all the boxes.



Jason Murgatroyd

Mortgage and Protection Advisor

Telephone - 0113 887 0793

Mobile - 07816 526254

Email - jason@csmortgagesolutions.co.uk

Hi, I'm Jason and my specialist area of work is Mortgage & Protection Advice. I have been advising clients in Financial Services for over 25 Years. My first job in the industry was with The Cooperative Insurance Society which then led in to The Cooperative Bank, I left the bank as Area Manager after 15 years, then went on to work with various Banks, Building Societies and Estate Agencies. This experience has given me a great deal of knowledge and expertise in what I do. I am a proud Yorkshire man, and it’s in my nature to look at ways not to spend more than I must, which is where I can help you most. I will always strive to get you the best possible outcomes and to give the highest level of service possible.



Craig Skelton

Principal

Telephone - 07834 458270

Email - craig@csmortgagesolutions.co.uk

Craig has worked in financial services for more than seventeen years, bringing a wealth of experience and knowledge to the business. He started his career at The Co-Operative Bank, and after spending five years as a Branch Manager, he moved into estate agency financial services. He managed a team of mortgage advisors and worked closely with estate agency colleagues. After spending eleven years working for various companies at a senior management level, Craig decided to set up his own financial services business, and CS Mortgage Solutions was born. Craig is passionate about providing a first-class service and his team provide a unique offering that focuses on help and advice throughout the various stages of the mortgage process. When he does have spare time, he enjoys spending it with his wife Sarah ideally travelling, watching his son Louis playing rugby league even though he still doesn’t get the rules or being walked by their two dog’s Buddy and Daisy. If you are looking for friendly, personalised, and trustworthy advice, contact Craig or his team now. They are more than happy to help!



Clare Palfreeman

 Mortgage & Protection Advisor

Telephone - 07597 822709

Email - clare@csmortgagesolutions.co.uk

How did you get into the role?
I worked for Halifax from leaving school and worked my way up from a cashier. There was quite a structure of the route to take for career progression through them and when I got to Mortgage Adviser I felt happy with that position and felt this was the role that makes the biggest difference so thought I’d stick at it!

What do you love most about what you do?
I love that I make peoples dreams come true! Knowing that I’ve helped with that really makes me smile!

How do you describe your job to your family and friends?
I get people money to buy a house.

What ‘powers’ you through the day?
Can I think this over and get back to you on this one???? Its tough!

If you weren’t a mortgage adviser, what job would you love to do?

I’d love to be a Vet!

What’s an ideal weekend for you?

Going away somewhere and having a mini adventure!

The one tune that motivates you?

I don't have one I can think of


One thing on your bucket list and why?

To stay in a glass igloo in Iceland!!! They just look amazing and so special!!!

Angela Owens

Mortgage & Protection Advisor

Telephone - 07710 234869

Email - angela@csmortgagesolutions.co.uk

How did you get into the role?
I had been working as a retail manager for some time and really wasn’t enjoying it anymore so when the opportunity arose for me to take voluntary redundancy I embraced it with the aim of studying for a new career. I had been interested in the Financial Services Industry and had several friends who worked as Mortgage and Protection advisers and having talked to them about what the job entailed I decided to take the jump onto this new career path.


What do you love most about what you do?
The people, I love meeting new people and finding out what they do, what their hobbies are, what their goals are and it’s a great feeling knowing that you can help them get there.

How do you describe your job to your family and friends?
Its never boring and so far no 2 days have been the same, which is a good thing.

What ‘powers’ you through the day?
The team around me, they are so supportive and really funny. If there is anything that I am unsure of or need a second opinion on they are always there to help, usually with a funny anecdote alongside.

If you weren’t a mortgage adviser, what job would you love to do?
Travel writer, being paid to go on holiday and tell people about it would be amazing 😊

What’s an ideal weekend for you?
Going away with my husband and exploring somewhere new, especially if there is a cheeky cocktail involved.

The one tune that motivates you?
Candi Staton ‘You’ve got the love’

One thing on your bucket list and why?
To travel America, I’d say backpacking but I think I’m too old for that. I love the parts of America I have seen so far but there is so much more I’d love to see.


Mark Thompson

Mortgage and Protection Advisor

Telephone - 07789 941700

Email - mark@csmortgagesolutions.co.uk

After spending several years of legally transferring property on behalf of his clients, Mark ventured into the world of estate agency. For the next 27 years, he was a successful area director for a national market leading agent. Overseeing branches that stretched from East Yorkshire to Teesside, Mark was directly responsible for the property sales, new homes, lettings and mortgage services departments. Deciding it was an appropriate time in his life to move away from management, Mark has gone full circle, and returned to his client roots. As a mortgage and protection advisor, not only does he assist in providing customers with the most appropriate mortgage and protection solutions, he gets real satisfaction from helping people navigate the challenges of the property process. He ensures that your experience is as smooth and as cost-effective as possible.



Andrew Stenson

Mortgage and Protection Advisor

Telephone - 07891 140549

Email - andrew@csmortgagesolutions.co.uk

I have worked in the financial services sector for 10 years, continuously developing and furthering my knowledge and qualifications in finance, being one
of the first people in the country to complete the Diploma in Financial Advice. I have personal interest in all areas of investments and mortgages and continue
to grow my own buy-to-let portfolio along with a range other successful investments, therefore being able to share my knowledge and expertise allowing
many of my clients to go on and achieve the same success. As I am a current serving member of the Royal Air Force I predominantly specialise in assisting serving and ex Armed Forces personal in securing properties and protecting their future needs. Having a wife and two young children I have limited spare time however I am a keen runner and cyclist and compete for Great Britain at Duathlon all over the world. I also enjoy climbing, walking and generally the great outdoors. If you are looking for trustworthy advice with unquestionable professionalism, please contact myself and I will be happy to help.

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