Mortgage Broker York

Voted the best place to live by the Sunday Times in 2019, York is swiftly becoming one of the most popular cities to live in the UK. Boasting great transport links and a bustling town centre, the city is a draw for families and retirees alike. Whether you’re looking for a new starter home, to downsize or simply find a better deal, getting a mortgage broker in York can take the stress out of your mortgage application.

Buying a new Home

House buying can be a stressful and daunting experience. Whether you are buying your first home or are an experienced home mover, our specialist team can help make the process easy and stress free. We’ll liaise with all parties involved on your behalf.

Mortgage Experts

We pride ourselves on securing the best mortgage deals for our clients and we understand that circumstances are not always straight forward. Our team are experts in their field so you can rest assured that you are in safe hands when searching for your new mortgage, whatever your situation may be.

Insurance Specialists

Whether it’s protecting your family, your business, your home and/or its contents, finding the right insurance can be confusing. We’re on hand to offer help and guidance to make sure all of your needs are fully covered should the worst happen.

We have Mortgage Advisor’s based across the North.
Contact us to arrange your local appointment.

About Us

It doesn’t matter if your buying your new home or remortgaging your existing one, you need a Mortgage Advisor you can trust and we are rated one of the Top Twenty Mortgage Brokers in the UK on Trustpilot.

Why? By using our extensive knowledge and experience within estate agency Mortgage Services, we not only help you secure the right mortgage, we also help you find the right home. From arranging viewings, negotiating on the price, to picking up the keys to your new home, our mortgage advisors are here every step of the way. We also have exclusive mortgage deals that you won’t find on the high street and we offer far more than a 9-5 service.

You’ll never experience a hard sell from us either, as ultimately, we’re here to provide you with the service you would expect along with saving you money! We aim to take the stress out of purchasing a property and we’re happy to discuss your needs in a consultation.

Simply give us a call on 0330 332 5432 complete the form below or send us an email to arrange a consultation.

Get Local Advice From A York Based Broker

When dealing with a York-based mortgage broker, you’ll get the benefit of local expertise. Your mortgage broker will have likely set up hundreds of local mortgages, so will be able to advise you on everything from unusual constructions to up and coming local areas. Preparing questions about whether they’ve brokered mortgages in places you’re considering is the perfect way to benefit from their knowledge of the York area.

Make The Most Of Local Relationships in York

If you’re going local for all of your mortgage services, you might find that you benefit from local connections. If your mortgage broker has worked with your local solicitor (or buyer’s solicitor) previously, you might find the process works more smoothly as they already have a working relationship. Whether you’re looking for a local surveyor or solicitor, it might be worth asking your mortgage broker if they have worked with them before (you never know, they might be able to help).

Mortgage Brokers Take The Stress Out Of A Complex Process

Mortgage brokers in York will take the stress out of what is essentially a time-consuming process, keeping you up to speed with your mortgage application. They’ll help you with:

The agreement in principle process and how much your lender will be able to lend
Understanding how much you can borrow and which lenders offer you the best rates
Information about freehold and leasehold and is involved in these mortgages

Mortgage Brokers Will Provide You With Financial Advice

It’s a mortgage broker’s responsibility to make sure you can afford to maintain the mortgage based on your income. They will run through your expenditure and might even provide local knowledge of future expenditures (like York council tax outgoings), to give you an accurate picture of what your disposable income will look like. This is what the lender will be assessing, too, so it serves as a good pre-screening of your finances ahead of the application.

Local Mortgage Brokers Are Easily Accessible For Quick Advice

Your local York based mortgage broker is an added convenience as they are on hand to give you quick and simple advice, whether you aren’t sure about agreements in principle, or whether you want to ask if they’ve worked with a specific building surveyor or insurance provider. They can use their connections to provide you with preferential rates with suppliers on life insurance, or simply tell you what the next step in your mortgage process is.

Contact Us

We care passionately about making financial advice accessible to all, in an easy to understand and friendly manner. We aspire to raise standards in all areas of financial advice and hope to challenge any negative industry perception by offering a genuine and trustworthy service.

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